{"id":21420,"date":"2026-01-28T19:02:00","date_gmt":"2026-01-29T05:02:00","guid":{"rendered":"https:\/\/kbfd.com\/?p=21420"},"modified":"2026-04-27T11:35:29","modified_gmt":"2026-04-27T21:35:29","slug":"%ec%97%b0%ec%a4%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-3-503-75-%eb%8f%99%ea%b2%b0","status":"publish","type":"post","link":"https:\/\/kbfd.com\/?p=21420","title":{"rendered":"\uc5f0\uc900, \uae30\uc900\uae08\ub9ac 3.50~3.75% \ub3d9\uacb0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d \uc911\uc559\uc740\ud589\uc778 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4\uac00 \uc62c\ud574 \uccab \ud1b5\ud654\uc815\ucc45 \ud68c\uc758\uc5d0\uc11c \uae30\uc900\uae08\ub9ac\ub97c \ub3d9\uacb0\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\ub09c\ud574 \uc5f0\uc18d\uc801\uc778 \uae08\ub9ac \uc778\ud558 \uc774\ud6c4 \ucc98\uc74c\uc73c\ub85c \uc18d\ub3c4 \uc870\uc808\uc5d0 \ub098\uc120 \uac83\uc73c\ub85c, \uc778\ud50c\ub808\uc774\uc158\uacfc \uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uc744 \ub3d9\uc2dc\uc5d0 \uace0\ub824\ud55c \uacb0\uc815\uc73c\ub85c \ud480\uc774\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\ubc29\uc900\ube44\uc81c\ub3c4\ub294 \uc624\ub298 \uc5f4\ub9b0 \uc5f0\ubc29\uacf5\uac1c\uc2dc\uc7a5\uc704\uc6d0\ud68c, FOMC \uc815\ub840\ud68c\uc758\ub97c \ub9c8\uce5c \ub4a4 \uae30\uc900\uae08\ub9ac\ub97c \ud604 \uc218\uc900\uc778 \uc5f0 3.50\uc5d0\uc11c 3.75%\ub85c \uc720\uc9c0\ud558\uae30\ub85c \uacb0\uc815\ud588\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \uc5f0\uc900\uc740 \uc9c0\ub09c\ud574 9\uc6d4\uacfc 10\uc6d4, 12\uc6d4 \uc138 \ucc28\ub840\uc5d0 \uac78\uccd0 \uae30\uc900\uae08\ub9ac\ub97c 0.25%\ud3ec\uc778\ud2b8\uc529 \uc778\ud558\ud588\uc9c0\ub9cc, \uc774\ubc88 \uacb0\uc815\uc73c\ub85c \uae08\ub9ac \uc778\ud558 \ud750\ub984\uc740 \uc77c\ub2e8 \uba48\ucd94\uac8c \ub410\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc758 \ub300\uaddc\ubaa8 \uad00\uc138 \uc815\ucc45\uc73c\ub85c \uc778\ud55c \uc778\ud50c\ub808\uc774\uc158 \uc7ac\ud655\uc0b0 \uac00\ub2a5\uc131\uc774 \uc5ec\uc804\ud788 \ub0a8\uc544 \uc788\ub2e4\uace0 \ud310\ub2e8\ud55c \ub370 \ub530\ub978 \uac83\uc73c\ub85c \ud574\uc11d\ub429\ub2c8\ub2e4. \uc5f0\uc900\uc740 \uc131\uba85\uc5d0\uc11c \uacbd\uc81c \ud65c\ub3d9\uc774 \uc804\ubc18\uc801\uc73c\ub85c \uacac\uc2e4\ud55c \ud655\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub2e4\uace0 \ud3c9\uac00\ud558\uba74\uc11c\ub3c4, \uace0\uc6a9 \uc99d\uac00\uc138\ub294 \uc5ec\uc804\ud788 \ub0ae\uc740 \uc218\uc900\uc774\uba70 \uc778\ud50c\ub808\uc774\uc158\uc740 \ub2e4\uc18c \ub192\uc740 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud558\uace0 \uc788\ub2e4\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4. \ub610 \ucd5c\ub300 \uace0\uc6a9\uacfc 2% \ubb3c\uac00 \uc548\uc815\uc774\ub77c\ub294 \ubaa9\ud45c\ub97c \uc7ac\ud655\uc778\ud558\uba70, \uacbd\uc81c \uc804\ub9dd\uc5d0 \ub300\ud55c \ubd88\ud655\uc2e4\uc131\uc774 \uc5ec\uc804\ud788 \ud06c\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \uae08\ub9ac \uacb0\uc815\uc740 \ub9cc\uc7a5\uc77c\uce58\uc5d0\ub294 \uc774\ub974\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \ud22c\ud45c\uad8c\uc744 \uac00\uc9c4 12\uba85 \uac00\uc6b4\ub370 10\uba85\uc740 \uae08\ub9ac \ub3d9\uacb0\uc5d0 \ucc2c\uc131\ud588\uc9c0\ub9cc, 2\uba85\uc740 0.25%\ud3ec\uc778\ud2b8 \uc778\ud558\ub97c \uc8fc\uc7a5\ud558\uba70 \ubc18\ub300\ud45c\ub97c \ub358\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\uad6d \uc911\uc559\uc740\ud589\uc778 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4\uac00 \uc62c\ud574 \uccab \ud1b5\ud654\uc815\ucc45 \ud68c\uc758\uc5d0\uc11c \uae30\uc900\uae08\ub9ac\ub97c \ub3d9\uacb0\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\ub09c\ud574 \uc5f0\uc18d\uc801\uc778 \uae08\ub9ac \uc778\ud558 \uc774\ud6c4 \ucc98\uc74c\uc73c\ub85c \uc18d\ub3c4 \uc870\uc808\uc5d0 \ub098\uc120 \uac83\uc73c\ub85c, \uc778\ud50c\ub808\uc774\uc158\uacfc \uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uc744 \ub3d9\uc2dc\uc5d0 \uace0\ub824\ud55c \uacb0\uc815\uc73c\ub85c \ud480\uc774\ub429\ub2c8\ub2e4. \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4\ub294 \uc624\ub298 \uc5f4\ub9b0 \uc5f0\ubc29\uacf5\uac1c\uc2dc\uc7a5\uc704\uc6d0\ud68c, FOMC \uc815\ub840\ud68c\uc758\ub97c \ub9c8\uce5c \ub4a4 \uae30\uc900\uae08\ub9ac\ub97c \ud604 \uc218\uc900\uc778 \uc5f0 3.50\uc5d0\uc11c 3.75%\ub85c \uc720\uc9c0\ud558\uae30\ub85c \uacb0\uc815\ud588\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \uc5f0\uc900\uc740 \uc9c0\ub09c\ud574 9\uc6d4\uacfc 10\uc6d4, 12\uc6d4 \uc138 \ucc28\ub840\uc5d0 \uac78\uccd0 \uae30\uc900\uae08\ub9ac\ub97c 0.25%\ud3ec\uc778\ud2b8\uc529 \uc778\ud558\ud588\uc9c0\ub9cc, \uc774\ubc88 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