{"id":22395,"date":"2026-03-26T19:00:00","date_gmt":"2026-03-27T05:00:00","guid":{"rendered":"https:\/\/kbfd.com\/?p=22395"},"modified":"2026-04-14T18:58:21","modified_gmt":"2026-04-15T04:58:21","slug":"%eb%af%b8%c2%b7%ec%9d%b4%eb%9e%80-%ec%a0%84%ec%9f%81-%ec%97%ac%ed%8c%8c%ec%97%90-%ec%9c%a0%ea%b0%80-%ea%b8%89%eb%93%b1%eb%af%b8%ea%b5%ad-%ec%a3%bc%ed%83%9d%eb%8b%b4%eb%b3%b4%eb%8c%80%ec%b6%9c","status":"publish","type":"post","link":"https:\/\/kbfd.com\/?p=22395","title":{"rendered":"\ubbf8\u00b7\uc774\ub780 \uc804\uc7c1 \uc5ec\ud30c\uc5d0 \uc720\uac00 \uae09\ub4f1\u2026\ubbf8\uad6d \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac 6\uac1c\uc6d4 \ub9cc\uc5d0 \ucd5c\uace0"},"content":{"rendered":"\n<p>\ubbf8\uad6d\uacfc \uc774\ub780 \uac04 \uad70\uc0ac\uc801 \uae34\uc7a5\uc774 \uacbd\uc81c\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\uac00 \uc0c1\uc2b9\uacfc \uc778\ud50c\ub808\uc774\uc158 \uc6b0\ub824 \uc18d\uc5d0 \ubbf8\uad6d\uc758 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac\uac00 6\uac1c\uc6d4 \ub9cc\uc5d0 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc73c\ub85c \uc62c\ub77c\uc130\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uad6d\ucc45 \ub2f4\ubcf4\ub300\ucd9c \uae30\uad00\uc778 \ud504\ub808\ub514\ub9e5\uc5d0 \ub530\ub974\uba74, 30\ub144 \uace0\uc815\uae08\ub9ac \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ud3c9\uade0 \uae08\ub9ac\ub294 6.38%\ub85c, \ud55c \uc8fc \ub9cc\uc5d0 0.16%\ud3ec\uc778\ud2b8 \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc9c0\ub09c\ud574 9\uc6d4 \uc774\ud6c4 \uc57d 6\uac1c\uc6d4 \ub9cc\uc5d0 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc785\ub2c8\ub2e4. \uadf8\ub3d9\uc548 \uae08\ub9ac\ub294 \ud558\ub77d\uc138\ub97c \ubcf4\uc5ec\uc654\uc2b5\ub2c8\ub2e4. \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4\uac00 \uae30\uc900\uae08\ub9ac\ub97c \uc5f0\uc18d \uc778\ud558\ud55c \ub370\ub2e4, \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc774 \uc8fc\ud0dd\uc800\ub2f9\uc99d\uad8c, \uc989 MBS \ub9e4\uc785 \ud655\ub300 \ubc29\uce68\uc744 \uc2dc\uc0ac\ud558\uba74\uc11c \ub300\ucd9c \uae08\ub9ac\ub97c \ub0ae\ucd94\ub824\ub294 \uc815\ucc45\uc774 \uc774\uc5b4\uc84c\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc9c0\ub09c 2\uc6d4 \ub9d0\uc5d0\ub294 30\ub144 \ub9cc\uae30 \uae08\ub9ac\uac00 5.98%\uae4c\uc9c0 \ub5a8\uc5b4\uc9c0\uba70 3\ub144\uc5ec \ub9cc\uc5d0 \ucc98\uc74c\uc73c\ub85c 6% \uc544\ub798\ub85c \ub0b4\ub824\uac00\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ucd5c\uadfc \ubbf8\u00b7\uc774\ub780 \uc804\uc7c1\uc73c\ub85c \uc0c1\ud669\uc774 \uae09\ubcc0\ud588\uc2b5\ub2c8\ub2e4. \uad6d\uc81c \uc720\uac00\uac00 \uc0c1\uc2b9\ud558\uba74\uc11c \uc778\ud50c\ub808\uc774\uc158 \uc555\ub825\uc774 \ub2e4\uc2dc \ucee4\uc84c\uace0, \uc774\uc5d0 \ub530\ub77c \uc2dc\uc7a5 \uae08\ub9ac\uac00 \ubc18\ub4f1\ud558\uba70 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac\ub3c4 \ud568\uaed8 \uc0c1\uc2b9\ud55c \uac83\uc73c\ub85c \ubd84\uc11d\ub429\ub2c8\ub2e4. \uc8fc\ud0dd\uc800\ub2f9\uc99d\uad8c \uae08\ub9ac\ub294 \uc77c\ubc18 \uc18c\ube44\uc790\ub4e4\uc758 \uc8fc\ud0dd \ub300\ucd9c \uae08\ub9ac\ub97c \uacb0\uc815\uc9d3\ub294 \uae30\uc900\uc774 \ub418\ub294 \ub9cc\ud07c, \uc774\ubc88 \uc0c1\uc2b9\uc740 \uc8fc\ud0dd \uad6c\ub9e4 \ubd80\ub2f4 \uc99d\uac00\ub85c \uc774\uc5b4\uc9c8 \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4. \ud2b9\ud788 \uc8fc\ud0dd \uc2dc\uc7a5 \ud68c\ubcf5\uc744 \uae30\ub300\ud558\ub358 \uc0c1\ud669\uc5d0\uc11c \uae08\ub9ac \ubc18\ub4f1\uc774 \uc774\uc5b4\uc9c8 \uacbd\uc6b0, \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc5d0\ub3c4 \ubd80\ub2f4 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud560 \uc804\ub9dd\uc785\ub2c8\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \ud5a5\ud6c4 \uc911\ub3d9 \uc815\uc138\uc640 \uc720\uac00 \ud750\ub984\uc774 \uae08\ub9ac \ubc29\ud5a5\uc744 \uc88c\uc6b0\ud560 \ud575\uc2ec \ubcc0\uc218\ub85c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacbd\uc81c\uc640 \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c\uac00 \ub9de\ubb3c\ub9ac\uba74\uc11c, \uae08\uc735\uc2dc\uc7a5 \ubd88\ud655\uc2e4\uc131\uc740 \ub2f9\ubd84\uac04 \uc9c0\uc18d\ub420 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\uad6d\uacfc \uc774\ub780 \uac04 \uad70\uc0ac\uc801 \uae34\uc7a5\uc774 \uacbd\uc81c\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\uac00 \uc0c1\uc2b9\uacfc \uc778\ud50c\ub808\uc774\uc158 \uc6b0\ub824 \uc18d\uc5d0 \ubbf8\uad6d\uc758 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac\uac00 6\uac1c\uc6d4 \ub9cc\uc5d0 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc73c\ub85c \uc62c\ub77c\uc130\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uad6d\ucc45 \ub2f4\ubcf4\ub300\ucd9c \uae30\uad00\uc778 \ud504\ub808\ub514\ub9e5\uc5d0 \ub530\ub974\uba74, 30\ub144 \uace0\uc815\uae08\ub9ac \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ud3c9\uade0 \uae08\ub9ac\ub294 6.38%\ub85c, \ud55c \uc8fc \ub9cc\uc5d0 0.16%\ud3ec\uc778\ud2b8 \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc9c0\ub09c\ud574 9\uc6d4 \uc774\ud6c4 \uc57d 6\uac1c\uc6d4 \ub9cc\uc5d0 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc785\ub2c8\ub2e4. \uadf8\ub3d9\uc548 \uae08\ub9ac\ub294 \ud558\ub77d\uc138\ub97c \ubcf4\uc5ec\uc654\uc2b5\ub2c8\ub2e4. \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4\uac00 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[21],"tags":[],"class_list":{"0":"post-22395","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-hawaii-news"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kbfd.com\/index.php?rest_route=\/wp\/v2\/posts\/22395","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kbfd.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kbfd.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kbfd.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kbfd.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22395"}],"version-history":[{"count":1,"href":"https:\/\/kbfd.com\/index.php?rest_route=\/wp\/v2\/posts\/22395\/revisions"}],"predecessor-version":[{"id":22408,"href":"https:\/\/kbfd.com\/index.php?rest_route=\/wp\/v2\/posts\/22395\/revisions\/22408"}],"wp:attachment":[{"href":"https:\/\/kbfd.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kbfd.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22395"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kbfd.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}